Get an instant quote and set up your plan in about an hour. Prescience handles enrollment, claims, COBRA, and compliance from there.
Connects to Rippling, Warp, Deel, Slack and 260+ more apps
Hiring Benefits
Beats FAANG
Win hires from big tech and AI labs
Runway returned
$875K
Series B case study
Health Coverage
Diamond
$0 Deductible, GLP-1s included
No Headaches
1 hour
The fastest health plan setup, ever
Hire anywhere
One plan for your whole team, in every state. Better than FAANG benefits, at a lower cost than your PEO.
Benefits card
Your Startup
0000 2026 PRE SCI
Plan
Prescience Diamond
Employee premium
$0
Premium
★★★★★Access
★★★★★Perks
★★★★★Wearable · GLP-1s · HSA funded at care
Series D co.
BronzeRippling Bronze Plan
★★★★★FAANG
GoldUnited Gold Plan
★★★★★MBB
SilverBlue Cross Silver Plan
★★★★★Goldman/JPM
SilverCigna Silver Plan
★★★★★Frontier Lab
GoldThatch Gold Plan
★★★★★Same role. Same salary. One easy choice.
Industry-standard offer
Your Company
Senior Software Engineer · Remote
Dear Alex,
We’re thrilled to extend you an offer to join us as a Senior Software Engineer.
Benefits
Prescience-powered offer
Your Company
Senior Software Engineer · Remote
Dear Alex,
We’re thrilled to extend you an offer to join us as a Senior Software Engineer.
DiamondPrescience benefits
Alex C. took the Prescience offer, and so would 80% of hires, who
say they’d pick richer benefits over a pay raise.Harvard Business Review
Set up in about an hour
We design the plan, run the admin, and enroll your team, so you can keep building.
Our MD-led team designs a plan tailored to your company. No brokers and middlemen. White glove support included.
Acme, Inc. · 240 employees
We handle claims, COBRA, ACA filings, and plan reserves so your team can keep building.
Handled automatically. No employer input required.
We enroll employees, issue benefit cards, sync payroll, and fund HSAs. Your team stays focused on building.
$0 premium, an employer-funded HSA, same or next-day care, GLP-1s, and Crystal, a 24/7 care companion who books the doctor for them.
Compare your benefits
Compare coverage, care costs and the support your team gets with each plan.
| Benefit | PrescienceDiamond | FAANGBig-tech benchmark | Typical startupSmall-employer benchmark |
|---|---|---|---|
| Coverage level | Above Platinum | Platinum-level≈92% of care costs | Bronze / Silver60–70% of care costs |
| Annual deductible | $0Effective deductible | $0–$500 | $2,631Small-employer average |
| Out-of-pocket maximum | ~$1–2k | $2–4k | $3–6k |
| What you pay for care | Upfront copays0% coinsurance | 10% coinsurancePlus copays | 20–30% coinsurance |
| HSA support | HSA eligible~$3k in family tax savings | HSA eligibility or low-deductible benefitsTypically a choice between the two | Varies |
| Network | PPO + Prescience NetworkNo PCP referral needed. More ways to see doctors faster, at low cost, even in hard-to-reach areas. | PPO | HMOLimited to the local area |
| Ancillary benefits | GLP-1s for all medical indicationsFree genetic testing, blood testing and a wearable for eligible employees. | Some wellness apps | None |
| Help getting care | 24/7 Care CompanionCalls doctors for you and handles your records, saving hours. | Call centers | Call centers |
Ask to see a sample employee guide for more information on the costs of specific care. Illustrative plan designs; actual benefits vary by employer, plan and eligibility. Out-of-pocket ranges are annual, in-network individual limits. GLP-1s and ancillary benefits are subject to medical necessity and plan terms; provider access and cash-pay reimbursement depend on the plan.
The ~$3k HSA example assumes an eligible family contributes the full $8,750 limit for 2026 at an illustrative 34% marginal tax rate. Actual savings depend on contributions and tax circumstances; this is not a cash bonus. Sources: Prescience YC Health Report (coverage benchmarks); KFF 2025 (small-employer deductible, among plans with a deductible); IRS 2026 HSA limits.
Costs that protect your runway
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