Health benefits, native to your platform.
Offer your customers a modern health plan without becoming a benefits company. Prescience plugs in through APIs and handles the plan, the claims, and the compliance.
Why platforms partner with us
Ship benefits. Skip becoming an insurer.
Your customers already run payroll and people ops with you. Health benefits are the next thing they will ask for, and the one that is hardest to build alone.
Benefits inside your product
Quote, choose a plan, and enroll without leaving your app. A white-label benefits tab keeps the experience yours.
New recurring revenue
Earn a recurring revenue share on every covered employee, plus a share of the savings your customers see.
Your customers save
Employers typically spend 20 to 50% less than on PEO or fully insured plans, with $0 employee premium and $0 admin fees.
Census that syncs itself
New hires, terminations, and COBRA events flow from your platform to the plan automatically. No CSV exports.
Compliance handled
Prescience runs claims, filings, COBRA, notices, and member support. You ship the feature; we carry the plan operations.
Private by design
Your UI shows aggregate plan data only. Individual health information stays with Prescience, under HIPAA safeguards and SOC 2-aligned security controls.
API first
A health insurance API, built AI-first.
Prescience was built API first. The same endpoints that power our own onboarding power your integration: groups, census, quotes, enrollment, and signed events for everything in between.
- Groups and censusCreate a group, upload a census, and keep it current with upserts.
- Market-rate quotesPrice a plan from census data and show it in your own UI.
- Embeddable enrollmentDrop in the plan and enrollment experience, branded for your product.
- Signed webhooksQuotes, enrollments, census runs, and group status as they happen.
- Test and live keysBuild against a sandbox before a single real employee is touched.
How it works
From first call to live customers.
Scope the integration
A 30-minute call to map your customer flow: where quoting, enrollment, and the benefits tab live in your product.
Build in the sandbox
Your team gets test keys and a partner engineer. Most integrations start with census sync and quoting.
Launch to customers
Turn on live keys. Your customers get a modern health plan, and your platform earns on every covered employee.
Frequently asked questions
Next step
Add health benefits to your roadmap.
Book 30 minutes with our partnerships team. We will walk through the integration, the economics, and what launch looks like for your customers.