For HR and payroll platforms
Attract and keep large companies.
Add a modern health plan to your platform through APIs and embeddable components. Prescience handles onboarding, enrollment, and compliance, so your customers never leave your product.
- $0 employee premium
- $0 admin fees
- No PHI on your side
HRIS
Benefits next to people, time off, and onboarding.
Payroll
Deductions that flow into every pay run.
PEO
A modern plan without carrying the risk.
EOR
US health coverage for the teams you employ.
Everything you need to offer health benefits.
One partner for the API, the plan, and the operations behind it.
A benefits tab, inside your app
White-label, branded, and live in your product.
One API
/api/partner/v1- POST/groups/grp_8f2a/census202
- POST/groups/grp_8f2a/quotes201
- POST/groups/grp_8f2a/embed-sessions201
- GET/groups/grp_8f2a/payroll-results200
20–50%
lower employer spend than PEO or fully insured plans
Signed webhooks
- census.processed
- market_rates_ready
- enrollment.created
Compliance handled
Claims, COBRA, Form 5500, notices, and member support.
Revenue share
Recurring, on every covered employee.
AI-native
An MCP server, so your agents can quote and enroll.
No PHI
Your app sees aggregate plan data only.
$0 premium. $1,000 out-of-pocket max.
The Diamond plan your customers' employees actually use, with a 24/7 care companion.
Sandbox to launch with a partner engineer.
Test keys, synthetic groups, and a shared Slack channel.
One API handles the hard parts.
Groups, census, quotes, enrollment, and payroll deductions, with a signed webhook for every state change. The same endpoints power our own onboarding.
Employer onboarding
Create a group and collect what the plan needs.
Employee sync
Upsert census as people join and leave.
Payroll deductions
Pull each cycle's deductions from payroll results.
# Create a group for your customercurl https://www.getprescience.com/api/partner/v1/groups \ -H "Authorization: Bearer psk_test_..." \ -d '{"companyName":"Acme Robotics","domain":"acme.com", "contact":{"name":"Maya Ruiz","email":"maya@acme.com"}}'# Sync census, price it, embed enrollmentPOST /groups/grp_8f2a/census 202 census.processedPOST /groups/grp_8f2a/quotes 201 market_rates_readyPOST /groups/grp_8f2a/embed-sessions 201 urlGET /groups/grp_8f2a/payroll-results 200 deductions
delivered group.market_rates_ready · signature verified
You ship the feature. We carry the plan.
You keep the customer and the experience. Everything regulated sits with Prescience.
| Responsibility | Your platform | Prescience |
|---|---|---|
| Customer relationship and UI | — | |
| Where benefits appear in your app | — | |
| Census sync from your HRIS | ||
| Market-rate pricing | — | |
| Plan documents, SBCs, and notices | — | |
| Claims and provider network | — | |
| COBRA, Form 5500, and ACA filings | — | |
| Member support and care companion | — | |
| PHI and HIPAA safeguards | — |
We handle the complexity and compliance
Plan documents, claims, COBRA, filings, notices, and member support run on Prescience.
Go live in weeks, not quarters
Documentation, a sandbox, and a partner engineer in a shared Slack channel.
Frequently asked questions
Next step
Add health benefits to your platform.
Book 30 minutes with our partnerships team. We'll walk through the integration, the economics, and what launch looks like for your customers.