For Members

, a health planyou can trust

The Prescience plan your employer is considering, built for you. No deductibles to chase. No surprise bills. Real doctors in your app when you need them.

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Prescience members relaxing on a rooftop terrace

Deductible

$0

Stop paying for insurance you already bought

Visit copay

Transparent

Predictable, every time.

Out of pocket max

$1000

Affordable at your best, Protected at your worst

Care, instantly

< 8 min

Triage by the Prescience companion.

What it costs you

We make healthcare

Most health plans bury the actual cost in 90 pages of policy language. Yours doesn't.

  • $0/mo

    Your paycheck stays whole. Your employer funds the plan, you get the benefits.

  • $15per visit

    Know the price before you book. Every specialist, every imaging order, every script.

  • $1,700/yr

    Triple-tax-advantaged dollars land in your wallet, pre-tax in, tax-free growth, tax-free out. Up to $1.7K/yr.

Exact copays and contributions depend on the plan your employer configures. Numbers above reflect the Prescience Diamond plan our design partners run today.

Your experience

Healthcare you'll

Prescience gives you the healthcare experience you always wished you had.

Your dossier · Confidential

Welcome to

Your Day 1 benefits packet, waiting in the app the morning your coverage starts.

Group
Acme, Inc. · 240 employees
Plan
Prescience Diamond
Network
Direct + Tier 1, curated
Coverage
100% in-network
Effective
May 2026
HSA
Just-in-time funding
Page 1 of 6 · Issued May 2026

Next step

Bring Prescience to your team

You're tired of calling a 1-800 number off an old directory. Prescience centers your care with a 24/7 care companion, plan documents you can actually read, and affordable, transparent options. No more denials, delays, and deductibles.

A real visit, end to end

Care that just

Care as easy and transparent as booking an Uber.

  1. 1

    Enroll

    A member enrolling in their plan on a laptop.
    Traditional insurance

    Confusing plan documents, employee pays extra per month.

    Prescience

    Easy enrollment via portal. $0 premium share for employee. Keep HSA contributions.

  2. 2

    Find care

    Finding same-day, in-network care in the Prescience Care Companion.
    Traditional insurance

    Call one by one. Long wait times, not accepting new patients.

    Prescience

    Use the Care Companion to find the right in-network care setting fast. Some care handled in app.

  3. 3

    See a doctor

    A member meeting with a Prescience physician.
    Traditional insurance

    High deductibles, facility fees, random denials and bills.

    Prescience

    Transparent copays upfront, $0 deductible, tax deductible payments. Get the best docs.

  4. 4

    Stay supported

    A member using the 24/7 Care Companion with connected health data.
    Traditional insurance

    Insurance doesn't care about your health post-care.

    Prescience

    24/7 companion for every health need and health data integration. Free Whoop, GLP-1s.

Member FAQ

Frequently asked

Next step

Want at your company?

We work with employers. The fastest way to get on a Prescience plan is to let your benefits team know you want one. We'll take it from there.

Get your quote