Compare health insurance options for your team

PEO plans, ICHRA, fully insured and level-funded plans all trade off cost, control and employee experience differently. These side-by-side comparisons show where each one fits and where Prescience is different.

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October 3, 2026The PEO alternative for health insuranceAn MD's take on leaving a PEO: why PEO health insurance gets expensive as you grow, what it costs, and how your own Prescience plan compares, with no admin fees.
October 3, 2026ICHRA vs. group health insuranceICHRA vs. group health insurance from an MD who builds employer plans: allowances vs. 2026 individual-market prices, platform fees, and a group plan alternative.
October 3, 2026The alternative to a fully insured small group planWhy fully insured small group plans cost so much, where the premium goes, and how a Prescience plan cuts cost 10–20% with an effective $0 deductible and no admin fees.
October 3, 2026Level-funded plans vs. PrescienceHow level-funded health plans handle claims risk, stop-loss underwriting, surplus refunds and renewals, and how a Prescience plan compares for your employees.

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