Been renewing the same plan for years? We handle the switch, enrollment, and admin.
Connects to Rippling, Warp, Deel, Slack and 260+ more apps
Your team
5–10 people
Premium benefits for a small business
No admin fees
$0
Plan setup and ongoing admin included
Health coverage
Diamond
Above-platinum benefits for your team
Employee support
24/7
Crystal helps your team find and book care
Compare your benefits
Compare coverage, care costs and the support your team gets with each plan.
| Benefit | PrescienceDiamond | FAANGBig-tech benchmark | Typical small employerSmall-employer benchmark |
|---|---|---|---|
| Coverage level | Above Platinum | Platinum-level≈92% of care costs | Bronze / Silver60–70% of care costs |
| Annual deductible | $0Effective deductible | $0–$500 | $2,631Small-employer average |
| Out-of-pocket maximum | ~$1–2k | $2–4k | $3–6k |
| What you pay for care | Upfront copays0% coinsurance | 10% coinsurancePlus copays | 20–30% coinsurance |
| HSA support | HSA eligible~$3k in family tax savings | HSA eligibility or low-deductible benefitsTypically a choice between the two | Varies |
| Network | PPO + Prescience NetworkNo PCP referral needed. More ways to see doctors faster, at low cost, even in hard-to-reach areas. | PPO | HMOLimited to the local area |
| Ancillary benefits | GLP-1s for all medical indicationsFree genetic testing, blood testing and a wearable for eligible employees. | Some wellness apps | None |
| Help getting care | 24/7 Care CompanionCalls doctors for you and handles your records, saving hours. | Call centers | Call centers |
Ask to see a sample employee guide for more information on the costs of specific care. Illustrative plan designs; actual benefits vary by employer, plan and eligibility. Out-of-pocket ranges are annual, in-network individual limits. GLP-1s and ancillary benefits are subject to medical necessity and plan terms; provider access and cash-pay reimbursement depend on the plan.
The ~$3k HSA example assumes an eligible family contributes the full $8,750 limit for 2026 at an illustrative 34% marginal tax rate. Actual savings depend on contributions and tax circumstances; this is not a cash bonus. Sources: Prescience YC Health Report (coverage benchmarks); KFF 2025 (small-employer deductible, among plans with a deductible); IRS 2026 HSA limits.
A simple switch
Share your current plan, upcoming rate, and employee details. We’ll prepare a quote for your business.
See employer costs and employee benefits side by side. We’ll help check doctors and prescriptions before you decide.
Confirm the start date. Prescience handles setup and enrollment, then runs the plan from there.
Employee benefits
$0 employee premium, an employer-funded HSA, same or next-day care, and Crystal, a 24/7 care companion who helps book the doctor.
No admin work
We design the plan, run the admin, and enroll your team, so you can keep running your business.
Our MD-led team designs a plan tailored to your company. No brokers and middlemen. White glove support included.
Your business · 8 employees · example
We handle claims, COBRA, ACA filings, and plan reserves so your team can keep building.
Handled automatically. No employer input required.
We enroll employees, issue benefit cards, sync payroll, and fund HSAs. Your team stays focused on building.
Next step
Get an instant quote for your team, or book 30 minutes with us to talk through your current plan.
