The portfolio perk founders actually use.
Give every portfolio company a better health plan for less. Prescience sets it up, runs it, and hands the savings back to the company as runway.
Perks for founders in
What founders get
Your founders build. We handle benefits.
Health insurance is one of the largest line items at an early-stage company and one of the least understood. Prescience turns it into a perk.
White-glove setup
We set up the employer account, enroll the team, and get the forms signed, so founders are not stuck in a months-long benefits project.
20 to 50% typical savings
Portcos on PEO or fully insured plans typically keep 20 to 50% of what they spend on health benefits today. That is runway.
$0 admin fees, $0 employee premium
No PEO markup and no per-employee platform fees. Employees pay nothing out of their paycheck for coverage.
A plan that helps them hire
A Diamond-tier plan with an employer-funded HSA, same or next-day care, GLP-1s, and a free wearable. It shows up on every offer letter.
Live in days, not a renewal cycle
Founders share a census and get a plan to review. No waiting for the next open enrollment to switch.
Optional portfolio view
If your platform team wants it, get an aggregate view of adoption and savings across the portfolio. Never individual health data.
Portfolio math
See what your portfolio keeps.
Move the sliders to size the fund. The savings stay on each company's balance sheet, which is the whole point.
Kept by your founders, every year
$2.0M
about $165,000 per company, or 39% of spend across 300 covered members
Directional: $1,400 vs $850 per member per month. Not a quote; final pricing is set at underwriting.
How it works
One intro. Zero work for your platform team.
Add Prescience to your perks
We give your platform team a forwardable blurb and a portfolio link for your perks page, founder newsletter, or onboarding handbook.
Founders get a free benchmark
Each company shares its current plan and census. We show what a Prescience plan costs and what employees get, side by side.
We run the plan
Prescience handles enrollment, claims, compliance filings, COBRA, and care navigation. Founders go back to building.
Health insurance for startups
Health insurance for startups and growth-stage tech companies.
Most startups and growth-stage tech companies buy health insurance through a PEO like Rippling, Gusto, Justworks, or Deel, an ICHRA like Thatch or Take Command, or a small-group carrier plan from a local broker. Both bundle in fees, raise premiums every renewal, and leave employees with high deductibles. For a seed or Series A startup, that is runway spent on overhead.
Prescience is health insurance for startups that want a better plan for less. Founders keep their payroll provider, employees get a Diamond-tier plan with $0 premium, same or next-day care, and an employer-funded HSA, and the company typically spends 20 to 50% less than on PEO or fully insured coverage.
Frequently asked questions
Next step
Put Prescience on your perks page.
Book 30 minutes. We will send your platform team the founder blurb and portfolio link, and benchmark one portfolio company's plan so you can see the difference.