How are brokers compensated?

Compensation runs through licensed producers under a written agreement, disclosed to the client. Book a call and we will walk through terms for your book.

Which clients can move to Prescience?

Employers on fully insured, PEO, or ICHRA plans. Clients keep their payroll or HR platform and move health benefits to Prescience, usually for 20 to 50% less with a better plan for employees.

What kinds of clients are a good fit?

Employers who want better benefits at a lower cost, from startups setting up benefits for the first time to established teams facing a steep renewal.

What network do members use?

Members get the Prescience network of directly contracted providers plus a broad national PPO network from a top carrier partner, depending on the state, and any ER in an emergency.

Do I need to integrate with your API?

No. Most brokers simply send a census file. The API is there for firms that want census, quoting, and enrollment status to flow into their own systems.

Is Prescience API-first and AI-powered?

Yes. Census, quoting, enrollment, and eligibility run through APIs and signed events, and AI models handle underwriting from census data, claims forecasting, and a 24/7 care companion for members.

For brokers

The health plan your clients' renewal can't match.

Expand your book with the fastest plan to quote.

Try it with a census Book a 30-min call

Everything your clients need

Prescience runs quoting, enrollment, claims, COBRA, and compliance end to end, so you win the renewal without taking on the administration.

More plan for less money

$0 employee premiums, an employer-funded HSA, GLP-1s, and same or next-day care, usually for 20 to 50% less than the renewal.

You keep the relationship

Whoever brings the client owns the client. Compensation runs through a written agreement, disclosed to the client.

An easy renewal meeting

We hand you a side-by-side of cost and benefits for the client meeting, and join the call if you want us there.

Care employees actually use

Same or next-day care, GLP-1s, and a 24/7 care companion in the Prescience app. The plan sells itself in the meeting.

Example figures use directional market benchmark pricing. Not a quote: final pricing is set at underwriting.

Census in. Quote out.

Drop a census to see how fast it moves. We underwrite it on a 30-minute call and walk you through the real numbers. The file stays in your browser.

1 · Census

Client name

Client is on

PEO planFully insuredICHRA

Drop a censusCSV or Excel · or click to choose

2 · Census check

Employees and dependents
Covered lives
Dates of birth and ZIPs checked
Plan type: Fully insured

3 · Quote

Your client

Waiting for a census

From renewal to signed plan in about two weeks.

More perks

Your clients get happier employees and predictable costs. You stay the trusted advisor through every renewal.

Benefits employees notice
$0 premium, a $1,000 out-of-pocket max, same or next-day care, and GLP-1 coverage. Your clients look generous.
Clients on any plan type
Clients on fully insured, PEO, or ICHRA plans keep their payroll and HR platform and move health benefits to Prescience.
API when you want it
Census sync, programmatic quoting, and signed enrollment events. Optional: most brokers just send a file.
Administration handled
Enrollment, claims, COBRA, compliance filings, and member support run through Prescience. No ticket triage for you.

Frequently asked questions

Bring one renewal. Send the census, and we return an indicative quote and a side-by-side for the meeting.

Book a 30-min call Try it with a census