Bring clients the plan their renewal can't match.
Prescience is the API-first, AI-powered health plan for modern brokers. Move clients off PEOs, ICHRAs, and carrier renewals to platinum-level benefits, with quoting and administration that run on software instead of spreadsheets.
Illustrative example using market benchmark pricing. Not a quote.
Why brokers work with us
Your book, a better product.
Carrier renewals keep climbing, and PEOs bundle benefits your clients cannot see into. Prescience is the alternative you can put on the table.
You keep the relationship
Whoever brings the client owns the client. We work alongside you, never around you.
A renewal story that wins
Clients on fully insured or PEO plans typically save 20 to 50% while moving up to platinum-level benefits. That is an easy meeting.
Census to quote, fast
Send a census and we return an indicative quote on a modern health plan, without weeks of back and forth with carriers.
Benefits employees notice
$0 employee premium, an employer-funded HSA, same or next-day care, GLP-1s, and a 24/7 care companion. Your clients look generous.
Administration handled
Enrollment, claims, COBRA, compliance filings, and member support run through Prescience. You are not stuck doing ticket triage.
AI-first underwriting
Plans are priced from census data by AI underwriting and claims forecasting models, so quotes come back fast and stay grounded in the numbers.
Tech forward
API-first. AI-powered. No fax machines.
Every Prescience plan runs on the same modern infrastructure. Census, quoting, enrollment, and eligibility move through APIs and signed events, so nothing waits on a PDF in someone's inbox.
- Census syncUpload once, then keep eligibility current with full replace or upsert.
- Programmatic quotingIndicative quotes generated from census data in minutes, not weeks.
- Real-time enrollmentSigned events for every election, change, and group status update.
How it works
From census to signed plan.
Send a client census
Share the census and current renewal. We benchmark the plan and return an indicative Prescience quote.
Present side by side
We give you a clean comparison of cost and benefits for the client meeting. Join the call or run it yourself.
We onboard, you stay the advisor
Prescience handles setup, enrollment, and ongoing administration. You stay the client's trusted advisor of record.
Frequently asked questions
Next step
Bring one renewal. See the difference.
Send us a client census and current renewal. We will return an indicative quote and a side-by-side you can take into the meeting.