Question 1

What happens after I submit?

Accepted Answer

You'll see your estimated annual savings on this page right away, and we'll email you a copy. From there it's up to you. Book a 30-minute call or just keep the number. We don't cold-call.

Question 2

How is the estimate calculated?

Accepted Answer

We take your headcount and your cost per employee per month (your number if you enter it, or a benchmark for your current plan type if you don't), optionally estimate family coverage at 2.5 enrolled members per employee, and compare it against the Prescience per-member plan rate.

Question 3

Is this a binding quote?

Accepted Answer

No. It's a fast, directional estimate so you can see the order of magnitude. Real pricing depends on geography, your team's claim mix, and your current carrier rates, which we confirm together before anything is binding.

Question 4

What's included in the Prescience price?

Accepted Answer

Every employee gets a Diamond-tier plan: $0 deductibles, GLP-1s, same-day MD and 24/7 care, a free wearable, gene testing, and a triple-tax HSA. The savings come with an upgrade, not a downgrade.

Question 5

How does Prescience cost less than a PEO or fully insured plan?

Accepted Answer

We build the plan around direct provider relationships, active benefits operations, and simpler economics, cutting out broker and carrier margin baked into PEO and fully insured pricing. Your spend goes to care, not middlemen.

Question 6

Does this work for remote or multi-state teams?

Accepted Answer

Yes. Prescience covers teams across all 50 states. Pick where most of your team is based for the estimate, and we handle the multi-state details when we put your actual plan together.

See your yearly savings

Beyond the savings

Diamond, for every employee

Pricing that stays put

We run the whole plan

See the exact number for your team

Frequently asked questions